Compliance & Governance
This page explains, in general terms, how Kurumbranad Nidhi Limited approaches legal structure, verification, and member protection. All content below is subject to verification and applicable law, and is pending final legal review.
All information on this page is subject to verification and applicable law.
Legal structure
Kurumbranad Nidhi Limited operates as a Nidhi company, incorporated under the Companies Act, 2013 (CIN: U65999KL2020PLN063491).
Statutory & governance information
Kurumbranad Nidhi Limited is registered under CIN U65999KL2020PLN063491. Individual branches also operate under state-issued licence numbers — for example, licence 32120375095 (Thazhe Chovva, Kannur) and licence 32120394445 (Keezhur, Iritty).
KYC and verification
We follow a standard KYC process using accepted identity documents, including Aadhaar card and PAN card. These are verified in person at the branch — we do not collect or upload these documents through this website.
Internal controls
Internal financial and operational controls are maintained in line with applicable Nidhi company regulations. Further detail is available on request at any branch.
Gold valuation and custody
Gold offered as loan security is professionally valued and held under secure custody procedures for the duration of the loan.
Grievance redressal
If you have an unresolved concern about any of our services, please contact our grievance officer directly at 9061 554 575. We aim to acknowledge and address every concern promptly.
Privacy Policy
Kurumbranad Nidhi Limited respects your privacy. Information submitted through our enquiry form — your name, phone number, and enquiry details — is used only to respond to your enquiry, and is never sold or shared with third parties for marketing purposes. We do not collect Aadhaar, PAN, OTPs, bank credentials, passwords, or financial documents through this website; these are handled only in person at a branch, as part of our standard KYC process. A more detailed Privacy Policy is being finalised with our legal advisers and will be published here shortly.
Terms of Use
By using this website, you agree to use it only for lawful purposes and to provide accurate information when submitting an enquiry. Kurumbranad Nidhi Limited may update this website and its content at any time without prior notice. A more detailed Terms of Use document is being finalised with our legal advisers and will be published here shortly.
Policies and downloads
Approved policy documents will be listed here once supplied by the client.