Member services
The services below are confirmed as offered by Kurumbranad, per branch signage and corporate materials — offered to eligible members, subject to eligibility, documentation, company policy, and applicable regulations. Specific rates, limits, and tenures are placeholders pending client and legal approval.
Savings
A straightforward savings option for members building financial security over time.
Identity and address proof (Aadhaar card) and PAN card, verified at the branch.
Quick QuoteRecurring Deposit
Regular monthly deposits toward a fixed future goal, with terms confirmed at account opening.
Identity and address proof (Aadhaar card) and PAN card, verified at the branch.
Quick QuoteFixed Deposit
A defined-tenure deposit for members who prefer certainty over the deposit period.
Identity and address proof (Aadhaar card) and PAN card, verified at the branch.
Quick QuoteMortgage Loan
Lending secured against property, offered to eligible members subject to documentation and company policy.
Identity and address proof (Aadhaar card) and PAN card, verified at the branch.
Quick QuoteGold Loan
Gold-backed lending against jewellery, with in-person valuation and secure custody.
See the Gold Loan page for the full process and required documents.
Quick QuoteAll services are offered to eligible members only, subject to eligibility, documentation, company policy, and applicable regulations. Kurumbranad Nidhi Limited is not a bank or NBFC, and no service described here should be understood as a guaranteed-return investment or government-backed scheme.
Ready to ask about a service?
Our team in Perambra can walk you through eligibility and next steps.